Black Houghton A4 Deluxe Zipped Ring Binder With Calculator with a lightly padded and stitched cover, finished in a quality leather look PU with stitching detail to the spine. Product features include Scalloped stitching detail to spine, Black Interior Pockets, Large gusseted pocket for brochures, slim line laptops or tablets, Business Card Holder, Credit Card Pockets, Pen Loop, Fitted Lined Pad, USB Flash Stick Loop, 16mm 2 or 4 "O" Ring Mechanism, Fitted calculator, Zip to secure.